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Our Age with Confidence Process

Engage in our planning process and achieve the retirement of your dreams worry-free.


Our Financial Planning Process is Simple

Discover Your Needs

You lead your appointment. During your first 15-minute consult we will discuss your expectations, goals, concerns, time horizons, and existing investments. We want to learn as much as possible about what’s important to you, helping you define your own financial success.

Create a Plan

Using the information you’ve given us, and a financial analysis process we’ve spent years developing, we’ll create a financial plan for you. It’s effectively a roadmap tailored to your goals and risk tolerance. We do all the research for you, and keep on top of the latest news and trends, so you can focus on living your life.

Reach Your Goals

After reviewing your plan, we can adapt your existing portfolio or create a whole new one for you. We take into account a number of factors in the process including: economic factors and trends, proper diversification of assets, manager selection, risk and tax analysis, and correlation to other investments. You’ll have secure 24/7 access to our wealth management interface from anywhere in the world to monitor your portfolio.

Monitor & Review

Your financial plan is a living document. We’ll continuously work with you throughout your lifetime to implement, manage and update your total financial plan. You can meet with us as often as you like for reviews and updates. When any big changes occur in your life, we’re here to help.

The Age with Confidence Process

Age with Confidence is our step-by-step proprietary process that connects every aspect of our clients’ financial lives, from growing and protecting their estate, to establishing an income stream for life. We strive to fully inform you of your options and help you make wise decisions.

We are an independent agency, meaning our process allows us to serve you free from institutional or product bias. We have a large universe of wealth solutions available for you and your family.

There are 5 steps in our Age with Confidence Process:

  1. Advocate IncomeMax creates a personalized cash flow solution that reduces debt and taxes and maximizes certain and reliable income to support your current and future lifestyle. Together, we will develop a savings plan based upon generating reasonable rates of return and reducing unnecessary risk.
  2. Advocate TaxMin is our answer to paying the least amount of taxes legally and ethically required during your lifetime. We will also maximize the after-tax inheritance received by your heirs.
  3. Advocate AssetProtect means protecting your lifetime of work and stewardship from the devastation caused by long-term care costs and medical claims.
  4. Advocate LegacyMax is our solution to ensuring your financial legacy passes to your chosen heirs with the least cost, delay and uncertainty. We will work hard to protect your heirs from financial predators.
  5. Finally, we Monitor and Adjust as Needed. We will proactively adjust your plan to account for changes in lifestyle, legacy desires and economic conditions.

Fee-Based Financial Planning

We are a fee-based financial planning firm. This means that you’ll never have to worry about getting hit with hourly bills when you call us. Feel free to call us at any time with questions, or if you just need advice. We work with you as a fiduciary and an advocate.

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