Law
Trusts, directives and powers of attorney, drafted by the same firm that watches the money.
Attorney-led family office · Dublin, Ohio
Your attorney and your financial advisorshould be the same conversation.
Advocate Wealth Solutions is an attorney-led family office in Dublin, Ohio. Retirement income, tax planning, investments, estate planning and insurance for families at or near retirement: one team, one written plan, under one fiduciary roof.
Free · No obligation · 30 minutes
JD + CFP
Both credentials, one person
Since 2009
Independent, by design
Fee-based
Fiduciary. No product bias.
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The problem
Most people have advisors. Very few have a team.
Your investment person won’t touch your taxes. Your attorney won’t touch your portfolio. Nobody owns the outcome, and the gaps between them are where the money quietly leaves.
Siloed: the usual arrangement
- Investment advisor: won’t advise on your taxes
- Estate attorney: drafts the documents, then disappears
- CPA: files last year, doesn’t plan next year
- Insurance agent: sells from one shelf
The trust never gets funded. The conversion window closes. An old beneficiary form quietly overrides the will.
Coordinated: Advocate Wealth Solutions
One attorney-led team
Law
Tax
Insurance
Investment
One intake. One plan. One person responsible before, during and after.
How the family office worksProprietary process
The PILOT Process™
Five layers, run in order, on every plan we build. Investment, tax, longevity, ownership and risk, examined together, because separately is how they go wrong.
Portfolio Positioning
Portfolio Positioning asks whether your investments still match the job they now have. A portfolio built to grow during your working years may be wrong for a stage where income, liquidity and risk tolerance have all changed.
What we actually look at
- Allocation strategy against stated objectives
- Risk exposure versus current tolerance
- Liquidity needs over the next five years
- Income considerations once the paycheck stops
- How the investments integrate with tax, estate and protection
Income & Tax Strategy
What you earn matters. What you keep matters more.
Without thoughtful tax planning, families lose substantial wealth over time, and it isn’t bad luck. It’s the result of investment decisions and tax decisions being made by people who never compare notes.
What we actually look at
- Where income is generated, and from which account type
- Asset location across taxable, deferred and Roth
- How future distributions will be taxed
- Multi-year sequencing rather than single-year filing
Longevity & Life Event Stress Testing
A strong financial plan should be able to adapt. Markets fluctuate. Tax laws change. Health events happen. Businesses transition. Families evolve.
What we actually look at
- Market volatility and sequence-of-returns risk
- Changes in tax law
- Healthcare and long-term care expense
- Inflation and longer life expectancy
- Business transition
Ownership & Control
Building wealth is only part of the equation. Protecting and transferring it properly is equally important, and that is where uncoordinated plans quietly fail.
What we actually look at
- How each account is titled
- Whether the trust is actually funded
- Beneficiary designations against the estate plan
- Probate exposure
- Whether the plan still reflects what you want
Transfer of Risk
Certain risks are simply part of building long-term wealth. Others have the potential to create significant financial disruption if left unaddressed.
What we actually look at
- Risks worth mitigating in the plan itself
- Risks better transferred to an insurer
- Risks to manage deliberately and consciously
If you are within a few years of retiring
Five questions most people can’t answer about their own money.
For decades, money came in every month whether you thought about it or not. Then it stops, and everything runs the other way. These are the five questions that reversal creates, and the ones a performance report will never answer.
Which account do I pull from first?
You have taxable, tax-deferred and maybe a little Roth. The order you draw them in changes what you keep, sometimes by six figures over a retirement.
PILOT · Income & Tax Strategy
When should we take Social Security?
You have heard wait until 70. You have also heard that is wrong for some people. Which one you are depends on your other income, your tax brackets, and which of you outlives the other.
PILOT · Income & Tax Strategy
What happens at 73, when withdrawals become mandatory?
Required distributions can push you into a higher bracket and raise your Medicare premiums at the same time. Most people find this out the year it happens, which is too late to plan around.
PILOT · Income & Tax Strategy
How do we cover health insurance before Medicare?
If one of you retires before 65, you are buying coverage yourself. That number is usually worse than people expect, and it changes what you can safely draw.
PILOT · Longevity & Stress Testing
What if the market drops 30% next year?
A downturn while you are still earning is uncomfortable. The same downturn while you are drawing income is a different problem entirely. The plan should already know what you would do.
PILOT · Longevity & Stress Testing
What “family office” actually means
Four disciplines. One roof.
Four things that have to agree with each other. Here each one is held by a sister company Greg founded (the law firm, the tax firm, the insurance agency and this one), so all four share a file instead of never speaking.
Tax
Multi-year planning, not just this April’s return. Conversion windows modeled before they close.
Insurance
Long-term care and life cover as risk transfer, chosen from the whole market rather than one shelf.
Blue Ocean Insurance
Investment
Positioned for the income you now need, not the growth you no longer have time to chase.
Advocate Wealth Solutions
These are four businesses in one network, not four line items on a brochure. Gregory S. DuPont founded all of them: DuPont Law Group, Ohio Tax Advocates, Blue Ocean Insurance and Advocate Wealth Solutions. That is why the attorney drafting your trust and the planner watching your accounts answer to the same person for the same outcome. How the family office works.
60-second diagnostic
Who is your advisor really working for?
Eight levels separate an advisor who allocates your money from a team that owns your outcome. Drag the slider to find yours.
4
Tax-Aware Strategist
Multi-year tax planning, Roth conversion windows, forced-withdrawal coordination.
That leaves 4 levels of your retirement nobody is currently responsible for.
With DuPont Law Group
The 4D Estate Plan™
Documents are not a plan. Four stages take an estate plan from signed paper to something that actually works when your family needs it to.
D1
Document
LifeStart Package
Build the legal foundation.
- Will, living will and powers of attorney
- Revocable trust
- Guardianship nominations for children
- Childcare affidavits
- A deed for your Ohio property
D2
Defend
PlanProtect Plan
Make the documents actually work. This is the stage most plans skip.
- Trust funding and asset titling support
- Probate court avoidance
- Beneficiary designation reviews
- Emergency document access
- Special instructions for your key decision makers
3D
Discover
ClarityMap Plan
Where the legal plan meets the money.
- Full review of your finances and taxes against the estate plan
- Help organizing your accounts and insurance
- 401(k) and Social Security guidance
4D
Deliver
LegacyMax Experience
The full family office.
- Legacy interviews to capture your voice and values
- Annual meetings with your advisor and your family
- Multi-generational and charitable planning
- Coordination with all of your advisors
The 2-2-2 guarantee
Two appointments. Two weeks apart. Two hours or less of your time.
The most common reason people put estate planning off is assuming it will eat their year. It won’t.
Honest qualification
Who we do our best work with, and who we don’t.
A good fit
- You worked hard, played by the rules, and built something worth protecting.
- You’re at or near retirement. The saving is done, and now it has to last.
- You hold tax-deferred accounts you will eventually answer to the IRS for.
- You’d rather have one team that owns the outcome than four opinions that don’t.
- You want a written plan, not a performance report.
Probably not
- You want someone who promises to beat the market. We don’t make guarantees we can’t back up.
- You want documents drafted and nothing after that.
- You’re still building, and we’d be more than you need right now.
- You’d rather not know how your advisor is paid.
“We’ll never try to talk you into hiring us or buying a particular product.”
How we’re paid
Fee-based, and we say so
We are a fee-based planning firm. Call with a question and you will not get an hourly bill for it.
Independent, so no house product
We are an independent agency with no institutional or product bias. If something we recommend pays us a commission, we tell you before you decide, not after.
The first conversation costs nothing
The Clarity Map Session is free and carries no obligation. If you want a plan built from it, that is the PILOT Process and it carries a fee we will quote you up front.
Why our clients stay
In their words.
“It’s a relaxed atmosphere. It’s like a conversation with somebody you’ve known for a long time. But when it comes to getting things done, it’s definitely all business and it runs so well. It’s pretty much a one stop shop for everything I need, between the taxes and financial planning.”
“His thorough understanding of the legal implications of our decisions and his expert guidance has given us comfort in knowing that our assets are safe going forward. What we appreciated the most is how attentive and patient he is. He took time to walk us through everything and gave us the time to come to the best scenarios for us with no pressure whatsoever. We appreciated working with him so much that we referred him to both our sons and parents.”
“What I’ve really enjoyed, working with Greg and his whole team, is there’s just a completeness of information. They’re willing to explain complex topics. In addition, there’s a newsletter that’s sent every month and there’s always something valuable in there.”
The mission
March to a Million™
“I’m on a mission to guide one million families to clarity — and save a collective two billion dollars from probate, taxes, and long-term care.”
Gregory S. DuPont, JD, CFP
Start here
See where you actually stand before you decide anything.
The Clarity Map Session is a no-obligation picture of your income, your taxes and your estate on one page. It’s free, and we won’t try to talk you into anything.
30 minutes · No cost · No obligation